Shravan Shetty, Managing Director, Primus Partners, highlights a notable shift in lending practices, noting that “these loans may appear within or above your existing credit limit.” His observation points to the evolving nature of digital credit products, where lenders are offering flexible loan structures that may not align with traditional credit limit frameworks. As financial services become more personalized and tech-driven, He emphasizes the need for consumers to stay informed and for institutions to ensure clarity and transparency in credit offerings.